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Uber and Lyft may now be household names around the country, but rideshare services like these companies have their roots in the Bay Area. While both visitors and residents in and around San Francisco use rideshare services on a regular basis, accidents involving these vehicles do occur. At Allegiance Law, we are here to help if you need a San Francisco Uber and Lyft accident attorney. Our attorneys will investigate your case and work to secure any compensation you may be entitled to.

Rideshare accidents are going to occur in San Francisco

First, it is important to point out that the state does not keep track of exactly how many accidents occur that involve rideshare vehicles. Similarly, both Uber and Lyft are fairly tight-lipped about accidents involving their drivers. However, when we look at data available from the California Office of Traffic Safety, we can see that there were more than 272,000 total traffic collision injuries reported across the state during the latest year of data available.

The fact remains that Uber and Lyft drivers are just like anybody else in the roadway. They typically do not have any additional driver training beyond having a valid driver’s license and a vehicle that passes a rideshare company’s initial inspection. It is not uncommon for rideshare accidents to occur in the same manner that any other vehicle accident does.

How does insurance work in an Uber or Lyft accident?

Perhaps the most complicated part of an Uber or Lyft accident case is determining which insurance carrier is going to pay for damages. In these cases, both Uber and Lyft handle insurance on a “tiered” basis that depends on the driver’s status at the time of the crash.

  • If a rideshare driver is not signed into the app to work, then their personal insurance carrier is going to be responsible for any damages for the accident. This case will be handled like any other California traffic collision.
  • If a rideshare driver is signed into the app to work but does not yet have a passenger when they cause a crash, then their personal insurance carrier is still going to be primarily responsible for the damages. Uber and Lyft will provide limited coverage, but only if the personal insurance carrier denies the claim or will not cover all of the expenses.
  • If a rideshare driver is signed into the app to work and has a passenger, or is on the way to pick one up, then both Uber and Lyft have $1 million insurance policies that cover anybody involved in the crash.

Call us for a free consultation today

If you or somebody you care about has been injured in a crash involving an Uber or Lyft vehicle in the San Francisco area, contact the team at Allegiance Law as soon as possible. Our qualified and experienced attorneys will conduct a complete investigation into your case in order to secure the compensation you need. This can include:

  • Full compensation of medical bills related to the crash
  • Any household out-of-pocket expenses you incur
  • Lost income if you cannot work while you recover
  • Pain and suffering damages
  • Loss of personal enjoyment damages

If you need a San Francisco Uber and Lyft accident attorney, you can contact us for a free consultation of your case by clicking here or calling 415-404-6395.